Liquify Smarter, faster, better

The Order-to-Cash Platform For The AI Era

collect.AI is the next generation order-to-cash platform for the AI era. European enterprises realise their receivables faster, more intelligently and more sustainably with our AI solution. For optimised cash flow, lower costs and stronger customer relationships.

+50 European Enterprises – over € 7.1 billion in receivables volume since 2021 – with collect.AI

Hello future

Optimise Your Cash Flow End-to-End

By using collect.AI, you can optimise the life cycle of your receivables from the time they arise until they are paid. Always aiming to reliably convert receivables into liquidity before they are due.

Hello future

Optimise Your Cash Flow End-to-End

By using collect.AI, you can optimise the life cycle of your receivables from the time they arise until they are paid. Always aiming to reliably convert receivables into liquidity before they are due.

Status Quo

Conventional receivables management is inefficient, expensive and with high risk.

There is great potential in receivables management for more reliable and faster cash flow, optimised costs and maximum customer equity.

0%+
of all receivables in Europe are paid late or are irrecoverable as a result of late payment.
0%+
of all companies in Europe do not have a fully automated, digital receivables management system.
0%+
of all customers terminate their contractual relationship as a result of dunning or debt collection proceedings.
0%+
of all recurring payments per month fail at least once in the course of 12 months.

The Paradox of Conflicting Goals in Receivables Management

  • Total cost of ownership
    Investments, analog processes, interest rates and inflation drive up costs.

  • Customer equity
    Lack of customer centricity burdens ROI and leads to churn.

  • Cash flow
    Delayed and defaulted payments have a negative impact on planning security and liquidity.

With collect.AI You Solve The Paradox

  • Total cost of ownership
    through automation, rationalisation and reduction of capital costs.

  • Customer equity
    through higher customer satisfaction, loyalty and reputation.

  • Cash flow
    by increasing the collection rate and reducing DSO.

0%+
of receivables are settled before they are due.
0%
is the reduction in DSO (Days Sales Outstanding).
0%+
permanent uplift on the collection rate.
0%+
reduction in receivables management costs.

Status Quo

Conventional receivables management is inefficient, expensive and full of risk.

There is great potential in receivables management for more reliable and faster cash flow, optimised costs and maximum customer equity.

0%+
of all receivables in Europe are paid late or are irrecoverable as a result of late payment.
0%+
of all companies in Europe do not have a fully automated, digital receivables management system.
0%+
of all customers terminate their contractual relationship as a result of dunning or debt collection proceedings.
0%+
of all recurring payments per month fail at least once in the course of 12 months.

The Paradox of Conflicting Goals in Receivables Management

  • Total cost of ownership
    Investments, analog processes, interest rates and inflation drive up costs.

  • Customer equity
    Lack of customer centricity burdens ROI and leads to churn.
  • Cash flow
    Delayed and defaulted payments have a negative impact on planning security and liquidity.

With collect.AI You Solve The Paradox

  • Total cost of ownership
    through automation, rationalisation and reduction of capital costs.

  • Customer equity
    through higher customer satisfaction, loyalty and reputation.

  • Cash flow
    by increasing the collection rate and reducing DSO.

0%+
of receivables are settled before they are due.
0%
is the reduction in DSO (Days Sales Outstanding).
0%+
permanent uplift on the collection rate.
0%+
reduction in receivables management costs.

Gamechanger

The Order-to-Cash Value Chain: End-to-End & AI-optimized

Without collect.AI the value chain is fragmented, asynchronous & inefficient.

Departmental silos, outdated IT systems and rigid linear processes are a competitive disadvantage. Digitalisation and artificial intelligence are making traditional receivables management increasingly expensive and inefficient. Additionally, rising interest rates and inflation increase the entrepreneurial risk.

With collect.AI your order-to-cash becomes harmonised, synchronised & efficient.

The collect.AI platform is an ecosystem that relies on best practice, integrations and network effects. It standardises and manages data and processes between all systems that are involved in receivables management. The result: increased cash flow, reduced costs and increased customer lifetime value.

AI assistants optimise your O2C performance.

Smart AI assistants recognise patterns in payment behavior, optimise and manage individual workflows, interact bidirectionally with your customers and perform success and risk calculations. This relieves the strain on your business resources. You always know what the “next best action” is and learn from your customers’ behavior.

Are you ready for the AI era?

If so, utilise the powerful leverage of the AI behind collect.AI now and move your order-to-cash and receivables management process into a new era. Make liquidity more predictable and accelerate your cash flow. Reduce receivables management costs and maximise the customer lifetime value of your customer relationships. All with just one platform.

Liquify smarter, faster, better.

Gamechanger

The Order-to-Cash Value Chain:
End-to-End & AI-optimised

Without collect.AI the value chain is fragmented, asynchronous & inefficient.

Departmental silos, outdated IT systems and rigid linear processes are a competitive disadvantage. Digitalisation and artificial intelligence are making traditional receivables management increasingly expensive and inefficient. Additionally, rising interest rates and inflation increase the entrepreneurial risk.

With collect.AI your order-to-cash becomes harmonised, synchronised & efficient.

The collect.AI platform is an ecosystem that relies on best practice, integrations and network effects. It standardises and manages data and processes between all systems that are involved in receivables management. The result: increased cash flow, reduced costs and increased customer lifetime value.

AI assistants optimise your O2C performance.

Smart AI assistants recognise patterns in payment behavior, optimise and manage individual workflows, interact bidirectionally with your customers and perform success and risk calculations. This relieves the strain on your business resources. You always know what the “next best action” is and learn from your customers’ behavior.

Are you ready for the AI era?

If so, utilise the powerful leverage of the AI behind collect.AI now and move your order-to-cash and receivables management process into a new era. Make liquidity more predictable and accelerate your cash flow. Reduce receivables management costs and maximise the customer lifetime value of your customer relationships. All with just one platform.

Liquify smarter, faster, better.

The AI from collect.AI

The best-trained AI for your O2C process

01

Proven
AI models

For numerous industries, customer
Clusters, use cases and target
Scenarios.

02

Unique data pool

The AI network effect and the high quality of the data enable extraordinary results.

03

Flexible automation

You determine the level of AI automation and are in control.

04

State of the art AI tool box

We use reinforcement learning, natural language processing, gradient boosting, contextual bandits and deep Q networks.

05

EU AI Act ready &
GDPR-compliant

As a portfolio company of Aareal Bank Group, we meet the highest regulatory standards.

06

AI optimizes your results

AI also has a positive impact on cash flow, customer equity and costs.

07

Reliably fit for the future

Since 2016 – continuously optimized by leading data scientists using the latest methods.

Cost Saver

How much potential is there in your receivables management?

Use the Cost Saver to calculate the savings potential that you can realise month after month by using collect.AI. Direct costs of 30% and more are possible – and the total cost of ownership can be significantly higher, depending on the current set-up.

Cost Calculator

How much potential is there in your receivables management?

Use the Cost Saver to calculate the savings potential of collect.AI per month. >30% are possible for direct costs – and significantly more for the total cost of ownership.

Case Study

Leading European
Property Insurer Relies On collect.AI

75% fewer dunning letters, a reduction in DSO of 18 days and an NPS of +41: the introduction of AI-optimized receivables management is paying off for the insurance group.

0days
REDUCTION IN DSO
0%
FEWER REMINDERS
+0
NPS
0Tage
REDUCTION DSO
0%
FEWER REMINDERS
+0
NPS

“If you want to avoid payment defaults, you have to start optimising at the very beginning of the order-to-cash value chain.”


Reliable data and processes optimised for results form the basis for a consistently efficient O2C process. And with Data Enrichment AI, you can keep your customers’ master, contact and payment data up to date at all times. And with Payment AI, potential payment disruptions are recognized in advance. Qualitative data is the best protection against payment defaults.

Pierre Schramm

Member of the Executive Board, collect.AI

“If you want to avoid payment defaults, you have to start optimising at the very beginning of the order-to-cash value chain.”

Reliable data and processes optimised for results form the basis for a consistently efficient O2C process. With Data Enrichment AI, you can keep your customers’ master, contact and payment data up to date at all times. And with Payment AI, potential payment disruptions are recognized in advance. Qualitative data is the best protection against payment defaults.

Pierre Schramm

MEMBER OF THE EXECUTIVE BOARD, COLLECT.AI

Developed for European Corporates

collect.AI is 100 % enterprise ready

Compliance &
Security

EU AI Act ready

TÜV certified (DSGVO)

Audits & reviews

Regular pentests

Functionality &
Integration

Multi-tenant capable

Multi-Language & -Currency

Single sign-on

PSP, APM & 3rd parties

Infrastructure &
Technology

Private SaaS available

Multi-region data center

Up to 99.95 % uptime

RESTful API 1st

collect.AI – an Aareal Bank Group Company

Since 2016 – a pioneer of AI development in Europe

+0
Enterprise customers ready

including insurance companies, banks, utilities, mobility, telco, media, clubs & e-commerce.

0+
International employees

Financial and industry experts, data scientists, software engineers, dialog & conversion specialists.

0
Billions of euros in receivables

Litigated receivables volume since 2021. Already more than € 1.8 billion in the first half of 2023.

Die besttrainierte
KI für Ihr O2C-Management

Liquify smarter, faster, better!

Die besttrainierte KI für Ihr O2C-Management

Liquify smarter, faster, better!